Plant And Machinery Insurance

Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO

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If your business relies on machinery to operate, the impact of loss or damage could be devastating. Productivity, customer service and your reputation will be hit by a delay which is why a good insurance policy will be essential to pay for damages and get you back up and running as soon as possible. 

Whether you own machinery or hire it, you must consider what will happen if it breaks down. Will you be able to afford the cost of repair? How will you fulfil urgent orders? To protect yourself financially and minimise delays, therefore, you need a comprehensive insurance package which can protect you and your business. 

Compare quotes with Brisco Business now and find a policy with covers to meet your needs.

We partner with some of the UK’s most trusted plant and machinery insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

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What does plant and machinery insurance cover?

Plant and machinery insurance is there to protect you if something happens to your critical machinery. Cover may include accidental damage, vandalism or even theft. Whatever option you take, it can give you peace of mind that your key operations can continue uninterrupted.

I hire machinery. Do I still need insurance?

Yes. You are responsible for the safety of any machinery while it is in your possession. Therefore, if it suffers damage, you will be responsible for getting it repaired or replaced. However, if you hire machinery, it may affect the length of time you need to take out insurance for.  The cover for hired machinery is known as Hired In Plant insurance and can cover the cost of replacing the damage machinery together with any continuing hiring charges you may be liable for while the item of plant is replaced.

How much does plant and machinery insurance cost?

Costs will vary depending on the size of your business, how much machinery you need, its value and the number of people working on your site. Ultimately, the insurance provider will be assessing you as a risk to see how likely you are to make a claim and, if you do, how much they will have to cover. 

You may limit the amount of cover on offer in order to reduce monthly premiums, but this can be risky. Although you may be paying less in the short term, you may have to pay more if machinery is damaged.

What machinery is covered under plant and machinery insurance?

We realise that every customer’s plant and machinery insurance needs are different, so we cover a wide range of machinery. This includes everything from diggers and dozers, to loading shovels and looms. If you operate from a business premises you may also have fixed machinery which you need to insure.  If you are unsure whether your machinery will be covered, please don’t hesitate to get in contact with us.

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