Office Insurance

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If you own an office, or operate your business from an office premises it is vital you have the right level of cover. You can be vulnerable to all sorts of unexpected events such as fire, flood and theft as well as any injuries caused to people working in the office. Not only can they harm your finances, but a claim against you can impact your reputation. 

At Brisco, we can help you find an office insurance policy perfectly tailored to your requirements and budget. Whether you have one office or several, if you’re looking to protect against legal claims made by staff or damage caused by natural accidents, our quick quote system can help you find a comprehensive policy offering all the protection you need.   

We partner with some of the UK’s most trusted office insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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You should make sure the policy you choose meets your demands and needs during the quotation process.

How brisco Business Insurance Works

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How do I find the right office insurance policy for me?

No two offices are alike so you need a policy which covers for your own unique situation. You should consider what your business does, your annual turnover, number of staff who work onsite and if you are likely to have members of the general public on the premises. 

Do I need office buildings insurance

If you own the office, you will need to protect the space. This means the bricks and mortar of the office itself. You’ll need to protect against risks of fire, flood and other damage. As long as you have the right cover in place, you will be compensated for the cost of repair or rebuild.

What office insurance is best for my business?

No two businesses are the same, and neither are the offices they work from. Therefore you need to consider things like the number of staff, whether customers visit the premises, and the furniture and equipment in the building. Factors likes these will determine the office insurance policy that’s most suitable and we can work with you to find the very best option.

Do I need office contents insurance?

Absolutely. Equipment can be the life blood of your business. If it’s damaged or out of action for any prolonged period of time, your business might suffer. Contents insurance protects any furniture or office equipment. It can pay the costs of repair or buying replacements and get your operations are back up and running as soon as possible. 

What liability insurance do I need

If you have staff on site you will need employers liability insurance. This protects you against any injuries they suffer while they are working there. If you have customers in the building you will also need public liability insurance to protect you against any damage or injuries they sustain. 

What if my company is unable to operate because of damage to the office?

An interruption to business can be just as damaging as the cost of repair. Every second counts, so it can be useful to have business interruption insurance. This covers for your loss of revenue incurred from an interruption to the day to day running of the business. 

How much does office insurance cost?

As ever, prices vary between providers depending on the value of the office, the number of people working there, the type of work your company does and the extent of cover you need. 

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