Bar Insurance

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Bars and late night venues are becoming increasingly popular, but like any business they can be vulnerable to all sorts of threats. Whether that be damage to property, injury to visitors or even loss of liquor licence, these risks could cost a fortune to rectify should the worst happen.  That’s why a good insurance policy is essential. 

At Brisco Business, we specialise in helping all sorts of businesses find the right insurance for their needs. Whether you’re worried about damage to property, injuries to your customers or being forced to close your doors for repairs, we can help you find a comprehensive insurance policy which gives you precious peace of mind.

We partner with some of the UK’s most trusted bar insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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You should make sure the policy you choose meets your demands and needs during the quotation process.

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Why do I need bar insurance?

A generic business insurance policy is not designed specifically with bars in mind. As such there may be risks it does not cover.  A specialist bar insurance policy will provide better protection for your business and include covers which have been tailored to your needs.

What if I have to close my bar?

This is where business interruption insurance really comes into its own. This can keep your finances in order even if you have to close your doors for a period of time.  Business interruption cover will fund your loss of profits if you need to close your bar following a fire or flood for example.

What if I want to pay lower premiums?

Insurance firms will set their premiums based on the value of cover taken out, how many claims you have made in the last five years and how many people you have working for you. However, you may be able to get a better deal by shopping around. By helping you compare policies and find the right option for you, we can save you money and make sure you’re protected from whatever risks come your way.

What covers might be included in a bar insurance policy?

This will depend on what your business needs. However, as standard, your bar insurance policy will likely include public liability insurance to protect your customers if they are injured as a result of your business. As well as employer’s liability insurance which is required by law if you hire any staff, and deterioration of stock insurance to protect your stock if there’s a power cut.  Loss of licence insurance will often also be included which is essential for licensed premises.

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