Shop Insurance

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If you have a shop or rent out a commercial space, having the right insurance policy in place is essential. There are many things which can go wrong which might not be covered in a standard insurance policy. That’s why you need something specifically tailored to the needs of shop owners. 

At Brisco Business, we work with business owners of all kinds allowing you to compare quotes from across a wide variety of insurers.  Each quote can be tailor made to your individual circumstances.  Whether you’re looking to cover your shop stock and contents, insurance for public liability or employers liability, protection against business interruption or cover for your legal expenses, we can help you find the most comprehensive policy for your business. 

We partner with some of the UK’s most trusted shop insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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Where do you mainly run your business from?

You should make sure the policy you choose meets your demands and needs during the quotation process.

How brisco Business Insurance Works

Apply Online

Complete our simple quote form with basic details about your business

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Compare quotes from leading insurers and select the right policy for you

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Shop InsuranceTrades We Cover

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    • Adult Bookstore
    • Agricultural Implements Retailing
    • Antique Dealing (No furniture)
    • Antique Furniture Retailing
    • Antique/rare Books Dealing
    • Antiques Retailing
    • Appliance Repair Insurance
    • Aquarium Supplier
    • Armed Services Outfitters
    • Art Dealing
    • Artist Materials Retailing
    • Arts And Crafts Retailing (Ex. Precious Stones)
    • Audio/Visual Media Hiring
    • Audio/Visual Media Retailing
    • Show All

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Do I need specialist shop insurance?

Shop owners face a particular type of risks which standard business insurance doesn’t cover. To protect yourself against risks such as theft, damage, or loss of stock you really need a comprehensive and flexible policy specifically designed for your business. 

How much will shop insurance cost?

Prices vary depending on the provider, the size of your shop, turnover, number of staff and your past claims history.  Do a quick quote with Brisco Business today to get a policy tailored to you at a price you can afford.

Can I reduce my premiums?

There are things you can do to reduce your premiums. Insurers base their decisions on risk. If you invest in a better security system, for example, it might help you bring down your premiums. If you have not made an insurance claim for a number of years they may also consider you a low-risk client and reduce your premiums accordingly.  The important thing is to answer all questions honestly and accurately to get the best deal for your particular circumstances.

What if I work away from the shop?

Standard shop insurance covers for damage caused to your shop and in your shop. However, some people work away. For example, if you install kitchens, you may sell the kitchen from your shop but there is still work involved with installing it at the client’s home. Some shop insurance providers allow you to add cover for “work away” on to your shop insurance package.  However, if this is not the case for your trade, a tradesman insurance policy may be able to provide the cover you need whilst away from your shop premises. 

What covers can I expect in my shop insurance policy?

The cover provided under your shop insurance policy depends on your specific business needs. As standard though, it will include public liability insurance to protect your customers, employers liability  insurance to cover any slips, trips or falls sustained by a member of staff, cover for your stock and contents and business interruption insurance in the instance your shop needs to close temporarily.

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