Hired In Plant Insurance

Hired In Plant Insurance

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If you are a contractor working on a client’s site, there’s a good chance you’ll have hired machinery or a plant to help you do the job. However, all such sites have their dangers and there is always the possibility of an accident. That’s why you need a good insurance policy to protect against any damage which could occur. 

Hired in plant insurance covers the cost of replacing or repairing hired machinery which has been damaged. It should form a staple part of any preparations for a contract to minimise your exposure. Indeed, many companies will not lease out equipment without this cover in place.

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We partner with some of the UK’s most trusted hired in plant insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

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What kind of machinery might hired in plant insurance cover?

Common machinery might include diggers, concrete mixers, cherry pickers, cranes, bulldozers or other expensive equipment which would not be economical to buy outright. Most contractors will hire these, but the cost of repairing or replacing vehicles can be prohibitive. 

How much does hired in plant insurance cost?

The cost will be determined by the type of equipment you’re looking to hire. Obviously, anything expensive and highly complex will require additional cover. The type of work will also have a bearing on the cost. Sites which appear to have a higher risk of damage will probably attract a higher cost than those which are lower risk.

Why do I hired in plant insurance?

If you enter into a contract to hire machinery, you will be responsible for its safety and up keep while it’s in your possession. This means that any damage which occurs will be your responsibility. Because the cost of replacing machinery can be extremely expensive, hired in plant insurance is crucial to protecting your business and lending you precious peace of mind.

Does hired-in plant insurance cover malicious damage, theft and fire?

Many hired-in plant insurance policies cover malicious damage, theft and fire, and so, should these happen, your policy will provide adequate protection. It also covers the equipment while at your worksite and during transporting to and from the area.

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