Loss Of Licence Insurance
Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO
Compare QuotesWHY YOU NEED Loss Of Licence Insurance
As a professional, there are many licenses you may need to continue doing your job. Without it you may have no way to earn an income or feed your family. If you were to lose your licence, therefore, the impact on your lifestyle could be devastating. This is why you need to have loss of licence cover included in your business insurance.
Loss of license cover can protect many different types of businesses and professionals. If you run a pub or a restaurant, you will depend on your licence to sell alcohol to your customers. If you run a beauty business you may need a licence from the local council to perform certain treatments. Whatever your job, you need to be insured in case you lose that licence.
Compare quotes with Brisco Business now and find a policy with covers to meet your needs.
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Why do I need loss of licence insurance?
Whether you run a pub, restaurant or beauty business, your licence represents your permission to do your job. Without it, you have no work, no business and no income. Unexpected events can affect anyone, and if you do lose your licence you need something to fall back on. As a professional, you strive to do everything by the book, but your licence may still be revoked due to external events beyond your control. If that happens, it’s nice to know you have a safety net in place.
How much cover will loss of licence insurance provide?
Loss of licence insurance is there to cover your lost income in case you have your licence revoked. These losses can be considerable and may run into the hundreds of thousands of pounds. Some insurance policies will cover for lost income up to £250,000, but it’s important to understand what limit your insurance policy places on how much you can claim.
Are there any exclusions to loss of licence insurance?
All insurance policies will have some exclusions and exceptions. As well as placing an upper limit on the lost income you can claim, some companies may also have specific requirements you must fulfil to ensure your claim remains valid. If you have not fulfilled your obligations, you may not be able to claim. It’s always a good idea to check the policy and make sure you do everything in your power to satisfy the requirements of your insurer. When you compare quotes with Brisco Business, you will be provided with full details on all the policies available and will be able to check the cover meets your needs before making your decision.
How much does loss of license insurance cost?
The cost of your policy depends on factors like the type of business you run, your income levels and how much cover you opt for. For example, somebody running a pub or restaurant would likely pay more for this cover than a beauty business as they stand to lose more should their license be revoked.
