
Loss Of Rent Insurance
Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO
Compare Quoteswhy you need Loss Of Rent Insurance
No matter how long your tenants have been renting your property and how reliable they have been, there are some situations that simply can’t be predicted which may put an end to their tenancy. If a flood, fire, or other serious emergency has left your property unfit for occupation, this will leave you without any source of income from the use of that building.
Loss of rent insurance provides essential cover in the event that tenants are forced to end their lease early following unavoidable damage being caused to your property. Should tenants be left unable to pay rent on a property, this policy ensures that you continue to receive an equivalent level of income until repairs are made and the building can become occupied once again.
Compare quotes with Brisco Business now and find a policy with covers to meet your needs.












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What does loss of rent insurance cover?
This type of insurance covers the money you’d lose as a landlord should a flood, fire or other serious emergency render your property unfit for occupation. In this situation, you would ordinarily be left without income while the property remains unusable. However, with loss of rent insurance you will continue to receive an equivalent level of income until repairs are made and the building can be occupied again.
How much does loss of rent insurance cost?
Loss of rent insurance is usually included within property owners insurance packages to offer additional protection for landlords. It can also be included in other insurance packages to protect you against the rent you are due to pay as a tenant should you be unable to use your property following damage. Insurers will assess the cost based on a number of different factors including the value of your property, the annual rentable value and any claims you have made over the last five years. They are looking to assess what risk you pose. Fewer claims mean you’re a lower risk and will translate to lower premiums.
Is loss of rent insurance worth it?
Accidents can and do happen. Whether that is a fire, a flood or damage to your building caused by storm, there are many ways your building can be damaged and rendered unusable. If you don’t have loss of rent insurance in place, you’ll lose out financially if your tenants are no longer able to pay you rent or as a tenant if you are still being charged by your landlord despite having no premises to trade from. This could damage your business finances and prevent you from operating as usual.