Plant And Machinery Insurance
Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO
Compare Quoteswhy you need Plant And Machinery Insurance
If your business relies on machinery to operate, the impact of loss or damage could be devastating. Productivity, customer service and your reputation will be hit by a delay which is why a good insurance policy will be essential to pay for damages and get you back up and running as soon as possible.
Whether you own machinery or hire it, you must consider what will happen if it breaks down. Will you be able to afford the cost of repair? How will you fulfil urgent orders? To protect yourself financially and minimise delays, therefore, you need a comprehensive insurance package which can protect you and your business.
Compare quotes with Brisco Business now and find a policy with covers to meet your needs.
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Business Insurance – Trades We Cover
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- Abseiling Contractors
- Access Control/Door Entry System Engineers
- Accountancy
- Acoustic Consultant
- Acoustic Engineering
- Actuarial Consultancy
- Actuary
- Acupuncture
- Addressing/Circularising Services
- Adjuster
- Administration
- Adoption Society
- Adult Bookstore
- Advertising
- Advertising Agency
- Advertising Agency Insurance
- Advertising Consultancy
- Advertising Contractor
- Advice Centre
- Aerial Erecting
- Aerobic Instructing
- After Dinner Speaker
- Aga Cooker Installation, Servicing And Repair (Domestic Only)
- Agency Insurance
- Agricultural Consultancy
- Agricultural Contracting
- Agricultural Implements Retailing
- Agronomist
- Air Brush Tanning Consultants (Mobile Or Renting A Chair In A Salon)
- Air Conditioning Engineering
- Air Conditioning Installation
- Air Filter Installer
- Aircraft Design
- Aircraft Surveying
- Alarm Installation
- Anaesthetisation
- Animal Breeding
- Animators
- Antique Dealing (No furniture)
- Antique Furniture Repairers
- Antique Furniture Retailing
- Antique/rare Books Dealing
- Antiques Retailing
- Appliance Repair Insurance
- Aquarium Supplier
- Arbitration
- Architects Insurance
- Architectural Surveying
- Architecture
- Archivist
- Armed Services Outfitters
- Aromatherapy
- Art Criticism
- Art Dealing
- Art Valuation
- Artexing
- Artist
- Artist Materials Retailing
- Arts And Crafts Retailing (Ex. Precious Stones)
- Asbestos Surveying
- Asphalt Surface Contractor
- Assessing
- Astrology
- Astronomy
- Auctioneer
- Audio/Visual Media Hiring
- Audio/Visual Media Retailing
- Audiology
- Auditing
- Author
- Show All
OTHER BUSINESS INSURANCE COVERS
Compare Quotes- Accidental Damage Insurance
- Alternative Accommodation Insurance
- Buildings Insurance
- Business Equipment Insurance
- Business Interruption Insurance
- Computer Equipment Insurance
- Contents Insurance
- Contract Works Insurance
- Deterioration of Stock Insurance
- Directors & Officers Liability Insurance
- Employee Theft Insurance
- Employers Liability Insurance
- Fixtures & Fittings Insurance
- Glass Insurance
- Goods In Transit
- Hired In Plant Insurance
- Home Emergency Insurance
- Legal Expenses Insurance
- Loss of Licence Insurance
- Loss of Rent
- Money Insurance
- Personal Accident Insurance
- Plant & Machinery Insurance
- Products Liability Insurance
- Professional Indemnity Insurance
- Public Liability Insurance
- Stock Insurance
- Tenants Improvements Insurance
- Tool Insurance Show All
What does plant and machinery insurance cover?
Plant and machinery insurance is there to protect you if something happens to your critical machinery. Cover may include accidental damage, vandalism or even theft. Whatever option you take, it can give you peace of mind that your key operations can continue uninterrupted.
I hire machinery. Do I still need insurance?
Yes. You are responsible for the safety of any machinery while it is in your possession. Therefore, if it suffers damage, you will be responsible for getting it repaired or replaced. However, if you hire machinery, it may affect the length of time you need to take out insurance for. The cover for hired machinery is known as Hired In Plant insurance and can cover the cost of replacing the damage machinery together with any continuing hiring charges you may be liable for while the item of plant is replaced.
How much does plant and machinery insurance cost?
Costs will vary depending on the size of your business, how much machinery you need, its value and the number of people working on your site. Ultimately, the insurance provider will be assessing you as a risk to see how likely you are to make a claim and, if you do, how much they will have to cover.
You may limit the amount of cover on offer in order to reduce monthly premiums, but this can be risky. Although you may be paying less in the short term, you may have to pay more if machinery is damaged.
What machinery is covered under plant and machinery insurance?
We realise that every customer’s plant and machinery insurance needs are different, so we cover a wide range of machinery. This includes everything from diggers and dozers, to loading shovels and looms. If you operate from a business premises you may also have fixed machinery which you need to insure. If you are unsure whether your machinery will be covered, please don’t hesitate to get in contact with us.
