Pub Insurance

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You have a multitude of potential issues to consider as a pub landlord. These include damage to your building, the safety of staff and customers, as well as any maintenance of your stock and supplies. Your liabilities are unique to you, which means you need an insurance policy tailored to the risks you face and the needs of your business.

 

COMPARE BUSINESS PUB INSURANCE QUOTES

At Brisco Business, we help people across a host of different industries find the right cover for their requirements. When searching for necessary coverage like public liability insurance and employers liability insurance, you can compare business insurance packages to find a comprehensive option that suits your needs. Whether you’re worried about protecting your livelihood against theft, property damage or claims made by customers against you, compare quotes from leading insurers and find a comprehensive insurance policy to provide all the protection you need.

We partner with some of the UK’s most trusted pub insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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You should make sure the policy you choose meets your demands and needs during the quotation process.

How brisco Business Insurance Works

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DO I NEED SPECIALIST PUB INSURANCE?

As a pub, you will face risks that a standard policy can’t cover. With luck, you’ll never have to rely on it, but if you do, it will be comforting to know you have the optimal insurance in place.

Being a landlord of a pub is no easy feat as there’s plenty of risks, including things like damage to your property or injury to a customer. A pub insurance policy protects your assets, stock, staff and customers while letting you do the job you love without having to worry about any financial implications of an accident.

HOW MUCH DOES PUB INSURANCE COST?

The price of your policy depends on things like how much cover is required, the value of your property, your annual turnover, number of staff and any claims you have made in the past five years.

ARE THERE ANY EXCEPTIONS UNDER A PUB INSURANCE POLICY?

Different insurers may offer differing levels of cover and all insurance policies contain exceptions. Every policy is different and it’s not possible for insurers to cover everything so you should expect some exclusions. When you compare quotes with Brisco Business, you see what is and what is not covered by each insurer. You are able to review the policy summary and wording for each insurer before you choose the one that suits your business best.

WHAT IF I HAVE TO SHUT MY PUB AND LOSE OUT ON INCOME?

Every day your pub is closed, it drains money. Shutting your pub following damage to your premises, perhaps caused by fire or a flood, could be fatal to your business. Therefore, it makes sense to have business interruption cover included in your policy to finance any lost income for the period of time in which your doors are shut.

WHAT COVERS CAN I EXPECT IN MY PUB INSURANCE POLICY?

Pub insurance varies in its specifics. Most policies have numerous essential covers which you can top-up, creating the perfect cover for your individual business. Often these all-important protections include buildings insurance, which covers you for damage to the fabric of your property and even extends to a complete rebuild. There’s also public liability insurance, which safeguards you from any accidents that happen to members of the public on your site. Others available in our insurance include loss of license Insurance, which covers you in case your license is lost and you’re unable to operate. Then there’s professional indemnity insurance, which shields you in case a customer suffers a financial loss due to incorrect advice.

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