Kebab Shop Insurance

Kebab Shop Insurance

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Late opening and long hours mean your kebab shop insurance must protect against a slightly different set of risks than other types of insurance. That’s why it’s essential to have the right policy in place which protects against the specific risks you and your business will be exposed to. 

At Brisco Business, we understand the importance of having the right insurance policy. Our platform can help you find the right protection, whether you’re looking to protect against deterioration of stock, damage to your premises or compensation claims made by members of the public. With our help, you’ll be protected from all the risks which come your way.

Compare quotes with Brisco Business now and find a policy with covers to meet your needs.

We partner with some of the UK’s most trusted kebab shop insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

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You should make sure the policy you choose meets your demands and needs during the quotation process.
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Why do I need a specific kebab shop insurance policy?

Every restaurant will be different. It will open for certain opening times, cater to different types of people, have different footfall levels and certain financial requirements. A more generic policy will not be tailored to your specific requirements as a kebab shop, so it is essential that you have the right cover in place when you need it.

What if I have to close?

The idea of closing your doors might feel like a nightmare for many businesses. However, sometimes it’s unavoidable. If your policy allows for interruption to your business, it can help you stay afloat until you open your doors once again. You will have cover for loss of profits as a result of closure following damage to your kebab shop by fire, flood or storm for example. 

How are premiums decided?

Insurance is essentially a risk assessment exercise. If the company views you as a higher risk, they will make you pay higher insurance premiums. They may look at when you’re open, how many customers you serve and the value of your property as well as any claims you have made in the last five years.  The area your kebab shop is in and the risk of vandalism will also affect your premium.

How do I know how much cover I need?

It’s important to have the right amount of cover in place. Too little could leave you financially exposed. You should perform a risk assessment to see what damage you might want to protect against and calculate the total rebuild cost of the building or replacement cost of contents. This lets you know how much you will need to be covered for. 

Are there any exceptions?

Sometimes. If you have failed to take proper appropriate precautions such as locking the shop at night it may invalidate your insurance. Make sure you understand the small print so you know what will and what will not be covered.  When you take a quote with Brisco Business, you’ll be presented with quotes from leading insurers and can compare the policy cover to ensure you choose a quote that best suits your needs.

Who needs kebab shop insurance?

Any business that offers fast food like kebabs, burgers, pizza and chicken to customers requires kebab shop insurance to protect them at all costs. This is due to these premises naturally being a hotbed of activity late at night and at weekends which increases the potential risks.

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