Tobacconist Insurance

Tobacconist Insurance

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The traditional tobacconists has been a staple of high streets for generations, but various risks can put the future of a shop into jeopardy. For all your efforts it is impossible to completely avoid the risk of unexpected events which can put your future at risk. 

At Brisco Business, we can help you compare available policies to find something which offers all the protection you need. Whether you want to protect the structure of your building or insure your stock against loss, we can help you source a comprehensive policy which covers all your key risks. 

Compare quotes with Brisco Business now and find a policy with covers to meet your needs.

We partner with some of the UK’s most trusted tobacconist insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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Where do you mainly run your business from?

You should make sure the policy you choose meets your demands and needs during the quotation process.
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What cover will I need for a tobacconist?

There are many different types of cover available. As a starting point, you may want to cover the cost of repairs to your building. You may also want to protect your stock and contents. You should ensure you have comprehensive liability insurance for any injuries caused to staff or customers. Beyond that you can look at other protection such as employee theft or deterioration of frozen stock.

I don’t own my tobacconist, I rent it. How will this affect my insurance?

Your landlord should pay for insuring your building. However, you will still be responsible for everything else you own or are responsible for. This means covering the cost of loss to your stock or injuries to your employees.

What if I suffer a break in?

You can cover yourself in the event of a break in, but you must make sure this is explicitly stated in your contract.  When you take a quote with Brisco Business you will be presented with options from leading insurers and can choose the policy which best suits your needs.

I’m on a budget. Can I reduce my premium?

There may always be a temptation to cut back on the cover you take in order to secure a cheaper premium, but this will probably be a false economy. Generally speaking, it’s a good idea to shop around. The more products you compare, the more likely it is that you’ll find the right type of cover.  With Brisco Business, you can do just that, compare prices and choose the policy which suits you best.

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